As today’s investors seek broad-based solutions tailored to their specific goals and objectives, it’s critical for Advisors to be able to provide access to an open investment and financial product platform to deliver on their needs. That’s because a limited scope of product choices can make it difficult to offer the creative solutions your clients seek.

Our broad, open-product platform not only helps to ensure access to the solutions best suited to your client’s needs, it places you in a highly competitive position within the industry. HD Vest offers a vast product line representing more than:

  • 13,000 mutual funds
  • 1,800 annuity products
  • 730 separately managed accounts
  • 1031 exchange strategies and alternatives
  • Retirement plan solutions
  • Life, disability and long-term care insurance

HD Vest Advisory Services

Offering your clients fee-based solutions is a great way to build your business. By obtaining your Investment Advisory Representative (IAR) registration you are able to offer advisory products and services to your clients. We offer several asset management programs and our Advisory Specialists can help guide you on which platforms might best meet the needs of your clients. We recognize the positive impact that fee-based advisory business can bring to your practice and have built a model that provides you access to an exclusive advisory platform that sets you apart from the competition. From conservative income to aggressive growth, we continually evaluate traditional and non-traditional investment solutions to ensure you have a product shelf full of the best models in the industry.


Advisor Managed
VestAdvisor Select
HD Vest Advisory ServicesSM Managed
  • Flexibility to hold multiple investments in a single account – stocks, bonds, exchange-traded funds (ETFs) and mutual funds
  • Over 3,000 mutual funds and 1,200 ETFs available from major exchanges
  • Ongoing portfolio monitoring and performance reporting
  • Discretionary model that enables you to delegate investment management to the home office
  • Limited to approved mutual funds and ETFs
  • Automatic rebalancing ensuring portfolio is invested according to objectives
  • Prevention of over-concentration using a variety of asset classes and mutual funds
  • Revolutionary dual-discretion platform


HD Vest Advisory ServicesSM Portfolio Management Team

A Disciplined Approach

Our portfolio management team believes in diversified portfolios, constructed with risk and return profile in mind, rebalanced with objective, and disciplined methodology. Applying Modern Portfolio Theory, this process of fine tuning the asset mix is known as portfolio optimization and it is the basis of HD Vest’s portfolio design. HD Vest follows a comprehensive due diligence process consisting of quantitative and qualitative evaluation of different mutual fund managers. HD Vest’s Senior Portfolio Manager is responsible for final investment selections, subject to the oversight of the Advisory Investment Committee (AIC) and the Investment Policy Advisory Board (IPAB). The IPAB and AIC are tasked with reviewing the recommendations made by HD Vest Advisory Portfolio Management to ensure adherence to our stated investment philosophy and process. The IPAB oversees overall portfolio construction, and delegates oversight of fund selection and monitoring to the AIC.


The HD Vest Competitive Advantage

Our advisory model provides you with a competitive advantage. By helping you efficiently manage your practice, you can focus more time and attention on strengthening your client relationships. That’s why we provide you the flexibility to change investment vehicles within an advisory account, eliminating the costs associated with commissions so your clients know decisions are made with their best interests in mind.

Dedicated Advisory Specialists
We believe your time should be spent servicing clients and not bogged down with administrative duties. Our specialists help ensure your time is well spent. Offering customizable fee-based solutions is just the beginning. We know communication to your clients is critical and provide industry-leading performance reports that measure client progress against their financial goals. Evaluating their progress is one thing. Understanding industry developments is another. To help you direct conversations with your clients, our Portfolio Manager releases Market Updates, Talking Points and Due Diligence reports so you’re always in-the-know.

Insurance Solutions

Preparing for the unexpected is one of the most important aspects of financial planning, but can also be one of the most complex. Determining how much coverage you need to protect loved ones in your absence, supplement income needs in the event of a disability, or protect a business requires specialized knowledge. And it relies on an in-depth and holistic understanding of your financial picture to help ensure the coverage you select is not only adequate for your needs, but represents the best cost-for-value.

Our Insurance Planning Consultants are trained to assist HD Vest Advisors with even the most complex strategies involving insurance solutions. Their insight and understanding of specific policy details, the underwriting process, and the intricacies of the various recommended products can save Advisors and clients valuable time in seeking the best solutions for each client. They can also help Advisors select, position and structure the most suitable cost-for-value solutions to address specific client needs.

HD Vest Insurance Agency maintains relationships with more than 60 separate insurance providers who offer fixed and variable annuities, life insurance, disability, and long-term care solutions.


Providing Tax-Deferred Growth: Annuities
Protecting Against the Unknown: Life Insurance
  • Fixed-rate deferred and immediate
  • Variable deferred and immediate
  • Index annuities – nearly 10 different carriers
  • Term, whole, universal and variable universal life
  • Second-to-die fixed and variable universal life
  • Single premium variable universal life
Planning for Future Needs: Long-term Care
Preparing for the Unexpected: Disability Insurance
  • Comprehensive policies
  • Nursing home policies
  • Home and community-care policies
  • Shared-benefit policies
  • Personal income protection
  • Disability overhead
  • Disability buyout

Custodial Services

Our strategic business alliance with one of the nation’s leading brokerage clearing institutions, First Clearing, is another affirmation of our commitment to you and your clients. Through this strong relationship, we offer comprehensive investment servicing, including:

  • Full service brokerage business
  • Extensive training
  • Dedicated home-office support
  • Leading-edge technology

First Clearing provides HD Vest with efficient execution services for trading stocks, bonds and other securities on your behalf. In addition, they:

  • Properly document and clear all transactions, including collection and payment of dividends and interest
  • Process corporate reorganizations, trade confirmations, monthly or quarterly statements
  • Custody of assets
  • Provide annual tax-reporting summaries


About First Clearing

Headquartered in St. Louis, MO., First Clearing provides quality securities-execution and brokerage-clearance services to more than 100 securities firms throughout the United States. First Clearing is a member of the New York Stock Exchange, NASDAQ, and other major exchanges. First Clearing is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company

First Clearing, one of the nation’s leading brokerage clearing institutions, provides HD Vest Advisory Services with quality securities-execution and brokerage-clearance services. You can feel assured knowing there are several ways your clients’ brokerage assets are protected as a First Clearing client. In the event of brokerage firm failure, clients will receive Securities Investor Protection Corporation (SIPC) coverage for up to $500,000, limited to $250,000 for claims of cash. First Clearing also has a policy through Lexington Insurance Company, an AIG company that provides additional coverage above the SIPC limits for any missing securities and cash in client brokerage accounts to a clearing firm aggregate limit of $1 billion (including up to $1.9 million for cash per client).

For more information on SIPC coverage, please visit their website at:

Subject to appropriate licensing, HD Vest offers different types of accounts and levels of service that can have important implications in terms of the legal rights and responsibilities that attach to your relationship with HD Vest. Unless you have separately contracted for investment advisory or financial planning services, any analysis performed is not an investment advisory account or a comprehensive review of all of your financial needs in connection with a financial plan.  Not all HD Vest Advisors are licensed to offer all products or services. For additional information, contact us toll-free at (800) 742-7950.